Mother calls to shame you. Feeling guilty, you call your sister, saying since billpay is down, you can instead send $15 to help--if she opens a mobile money account to receive it. But she says she doesn't have time to try new things, and asks you to send it by wire.

What should you do?


You send by wire

With the fees, wire service will cost $22! If you refuse, you know arguments will follow. You send they money and take the loss.

You insist on mobile money

You insist on sending with mobile money, knowing your sister will not comply. You can say you tried (and keep the money mother gave).