You return home and put the money in your cookie tin. Your roommate watches: "Why not save on your mobile money account," She asks? "It's much safer." You had thought mobile money was only for transfers. Saving on the phone is an unexpected idea.
What should you do?
You like the idea of using financial services, it's like having a real bank account! You ask your roommate to show you how its done.
You opened it because your brother insisted. Keep your money there?! No, it's for emergency transfers only. You prefer to save at home.