Your sister calls a few days later asking: Did you know you can take out microloans on your phone? She asks you to get a loan and bring the money next time you come to the village, to help pay some school fees for your nice and nephew.

What should you do?


You don't apply for a loan

You refuse. You have your own school fees! You promise to help your sister open an account next week, to apply for a microloan herself.

You apply for a loan

You refuse. Your sister is too demanding. But a microloan could help pay for school. You apply for one yourself.