You think that putting your money in the bank might be a good idea as you would earn interest, but you also remember that there have been some spectacular bank failures in the country's history and good friends of yours lost all their money.
What should you do?
You decide to keep your money under the mattress for now. This has been a safe place in the past and it requires no effort, fees, or costs.
You drive to the nearest city to open a bank account at the local branch.