You open an MFI savings account. They also provide a service enabling to pay bills at any agent. You always pay bills responsibly, to be well-regarded in your community. But it takes up a lot of time each week ensuring accounts are paid-up. Time that you could be working.
Should you try the "bill pay" service?
"Bill pay" costs service fees. But could the time saved earn an extra bus route or two each week? You decide to try.
You're not sure if it's cost-effective. No-longer paying people in person could also undermine trusted relationships. You aren't convinced.