The courier returns, saying that he couldn’t get the documents due to a missing signature. Your friends beg you to consider other options.
They ask you if you want to join the community savings club?
A formal bank account isn't for you, at least for now. You decide to join the community savings club. It's better than the mattress.
You're determined to get a formal bank account. You sign an authorizing letter and pay the courier to try again.
Related findings factor Networks Of Belonging
