The agent explains the complicated registration process. It entails providing your driver's license as an ID and using a special device to scan your fingerprints. You have only seen the police use the technology and you are worried about privacy.
What should you do?
You are skeptical, but the agent assures you that the technology is perfectly safe and your privacy is protected. You open an account.
As you suspected, mobile money isn't to be trusted. You decide not to open an account and to keep the money under your mattress.