All the advice you have been getting from colleagues and neighbors sounds good, but when you try mobile money yourself, there are fees and paperwork, and it sounds risky. You could try to join a savings club, but you don’t have the money right now.
Are community financial services for someone like me?
You realize that you just need to save a bit more, and then you'll feel proud to join a savings club and deposit your cash.
The services are for successful people-- you'd feel embarrassed to join the club with so little money. You continue to save cash in your mattress.
Related findings factor Economic Hierarchies
