The End:
You are optimistic
Mr. Chiwambu solves his problem of saving at home by distributing all his savings among friends and family. He feels optimistic that he’s doing a better job of managing his risks by ensuring not all of his savings are in one place. Although, it will still take him a year or two to save up for the bus at this rate. He hopes that none of his friends or family suffer any calamities during this time to cause any savings to be lost.
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