The End:
You are optimistic

For Mr. Chiwambu, the savings club is an important intermediate step toward the bank account and buying a bus. He can to collect the necessary documents for a bank account over the next months, without leaving his savings at risk at home. With the club, his savings are better protected and he has a better way to save right now. At this rate, Mr. Chiwambu hopes to be able to afford his bus within a year or two.

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