The End:
You are a winner!
Mr Chiwambu takes the loan, giving him enough money to reach his dream: he buys a bus! Mr. Chiwambu looks back on how he once was saving under his mattress and now realizes how risky this was! He chuckles to himself, thinking that he once considered agents a risk, too. Now that he regularly takes loans and makes deposits with agents, he understands that when the money moves onto his phone, it’s very secure — and he can even recover it if he loses his phone.
You’ve succeeded to grow a bond with digital financial services. You achieved all your financial goals!