School fees are due soon! Your brother works in a kitchen in Europe--you call to ask for help. He can send $30, but you need to open your own mobile money account. The regular money transfer service is too expensive and inconvenient for him.

What should you do?


Sign up for mobile money

You fear thieves watching you receive money from an agent in the street. But your brother insists. You open an account.

Use a wire transfer service

You trust secured shops, like MoneyGram or Western Union. You insist on using a wire service, although the high fees mean you'll receive less.